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Reply to "Would you sacrifice liquid savings to take memorable vacations with teens?"
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[quote=Anonymous]We have twins turning 15 this summer, and it’s hitting us that we probably only have 3–4 more “guaranteed” years of family travel with them. Some of our best memories together have come from trips, but as they’ve gotten older (and everything has gotten more expensive), we’ve pulled back. Now we’re wondering if it’s worth leaning in for a few years, prioritizing more meaningful travel while we still can. The tradeoff is that we’d be building less in liquid, emergency-type savings. We live within our means, contribute steadily to retirement and college, but our cash reserves have never been especially robust. In real terms, we’re talking about roughly $2,000 less in savings per year to fund the kind of trips we’re considering. That’s also the cushion that would help if, say, one emergency is followed by another. So how would you weigh the pros and cons here? Has anyone made a similar choice at this stage with teens? [/quote]
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