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Real Estate
Reply to "Anyone gotten a mortgage through a credit union?"
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[quote=Anonymous][quote=Anonymous]My DH and I are under contract on a townhouse in bethesda and are starting the mortgage/financing process. We have gotten a quote through a mortgage broker company for a standard 30 year fixed mortgage at a good rate. My husband has an account with a credit union and wants to look into going through them because they probably have lower rates, but I have heard they can be notoriously slow. We have about 45 days until we close...Anyone have experience with a credit union?[/quote] I haven't had good luck with trying to use my credit unions for mortgages. I belong to Navy Federal and Pentagon Federal. Navy's rates are higher and have points (unless you are military) and Pentagon doesn't seem to have as good customer service. I called Pentagon the other day and they told me they won't even do pre-approvals anymore.... I had prompt service and a good rate from a private broker, Caliber Funding. [/quote]
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