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Reply to "Do you follow Dave Ramsay?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Paying off mortgage is step 6. After funding retirement. http://www.daveramsey.com/new/baby-steps/ [/quote] Maybe do but the OP is generally right that Dave hates debt. He is not the type to argue, for instance, that you'd be better off getting a larger mortgage at 3% and investing the saved cash in the market. And yet, that's the smart money move (within limits of course). [b]The concept of leverage doesn't sit well with Dave, mostly because I imagine most of his audience would lack the income or discipline[/b] [/quote] I don't think it has anything to do with his audience, but the fact that he used be "leveraged" as you say and lost everything. Debt simply adds more risk to he's willing to take on. [/quote]
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