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Reply to "Do you follow Dave Ramsay?"
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[quote=Anonymous][quote=Anonymous]Paying off mortgage is step 6. After funding retirement. http://www.daveramsey.com/new/baby-steps/ [/quote] Maybe do but the OP is generally right that Dave hates debt. He is not the type to argue, for instance, that you'd be better off getting a larger mortgage at 3% and investing the saved cash in the market. And yet, that's the smart money move (within limits of course). The concept of leverage doesn't sit well with Dave, mostly because I imagine most of his audience would lack the income or discipline [/quote]
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