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Reply to "First credit card for 18 year old"
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[quote=Anonymous]I wonder if something is amiss. For my 3 kids, I simply contacted USAA to ask them to be added as authorized users. They had zero credit history prior. I can’t recall if I provided their SSNs for that as USAA already has them as beneficiaries on our insurance policies. My youngest (18) now wants to apply for his own card so he won’t have to keep reimbursing me for every charge. I was also trying to figure out which card is easiest to get approved which is why I clicked on your post. My older kids have capital one cards but we’re probably 20 when they applied and had income from internships which my 18 yo doesn’t. Both had excellent credit scores after being authorized users for a few years on my accounts. [/quote]
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