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Reply to "Which Chase Card"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Ask an LLM. It comes down to if you use lounges or luxury hotel portals You are spending over $100k/year. Most of that is earning 1 point per dollar. • Current Setup: $107,000 (non-travel) earns 107,000 points. • Better Alternative: If you used a Chase Freedom Unlimited for that same spend, you’d earn 1.5% back, giving you 160,500 points. Points are generally worth $.01 so a 2% cash back makes more sense with less travel. Travel cards are good for sign up promos and if you travel a lot or luxuriously. [/quote] Never mind, the Chase freedom unlimited only earn that much when you also have the reserve card to transfer to. It’s kind of complicated.[/quote] Oh look at that, the LLM didn't understand nuances. What a shock. Also you are incomplete, you can also downgrade to Sapphire Preferred and still have most of the best attributes of the Reserve, but for $95/year. And then add the CFU and pool the points together.[/quote]
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