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[quote=Anonymous][quote=Anonymous]This is really a question of preference for you.  Are you more comfortable doing $10K at a time?  Then do that.  Are you more comfortable putting it all into a fund now?  Then do that.

You say you're a novice.  I'd give yourself a month to start reading up on investing.  Head over to the Boggleheads website.  There is a lot of good info there.  Or even start with Investing for Dummies.

Personally, I like the $10K at a time approach.  I'd have too much stress putting $100K in all on one day and then seeing any amount of drop the next day.  But that's me.  There isn't a "right" or "wrong" way between the two options you propose, despite world events.[/quote]

Great advice!

Take it $10K at a time.  Use vanguard or troweprice (low cost funds with good websites for information) and really just stick to index funds.  Most advisors only get you 2-4% more than index funds anyways/. in the real world, people are not consistently beating the market by much.

Once you educate yourself and feel comfortable, you could pick your own mutual funds, but I wouldn't venture beyond mutual funds.  Pay the low fees and let the experts do the work---you are in your 40s and haven't learned investing yet, so you likely don't have much interest (and that is fine, no need to waste time trying to figure it out when that's literally what mutual funds are for)[/quote]

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