Reply to If you have an HHI under 200k and no family money, where do you go for financial advice

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Reply to "If you have an HHI under 200k and no family money, where do you go for financial advice"

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[quote=Anonymous][quote=Anonymous]DH and I sometimes struggle with finding good advice for things like saving for college, allocating retirement savings, financing a home purchase, etc., because so many resources are geared towards people with higher incomes or additional money resources.

Curious where others are going for guidance truly geared towards middle class people. Mid-40s, one kid. [b]Own a home, both have 401ks plus we have money in Roth and brokerage accounts. And we have a 529 but college funding is still kind of a mystery.[/b][/quote]

Sounds like you're doing well! You have all the major bases covered (assuming you have health insurance): you own your home (so you've figured out the mortgage stuff); you're saving for retirement in your 401(k) plans and Roth IRAs; and you're saving for college in the 529 plans. You're more knowledgeable and better positioned than most Americans.

I've learned a lot over the years but all from open-source, free resources online. You don't need to pay someone when there is so much information freely available. What specifically are you trying to learn more about?[/quote]

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