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Reply to "How best to budget under these circumstances?"
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[quote=Anonymous]We're sort of in this situation - my husband actually grew up with more money and just thinks it will always be there and there will always be more so what's the big deal about spending down to $0 the day before your next check hits? What works for us is I handle investments/savings, but most big bills come out of his checking account so that he doesn't have a huge amount left to fritter away. He's on board with this plan, it's not like a trick I'm playing on him. It works because he'll spend it if he sees it but he won't go into debt, and we both max retirement accounts before anything hits our checking to begin with. Could we be doing even better if we really buckled down YNAB-style? Probably yes. But this is a decent balance of living in the now and preparing for the future.[/quote]
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