Reply to I am surprised how easy it is to pay bills online with an electronic check!

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Literally all these companies require is a routing number and bank account number. These are clearly printed on any check. How can I be protected? I try to only use paper checks if I absolutely have to, but technically, what stops a criminal from using the info on a check to pay bills online that way?[/quote]

Not sure but someone did just this with my mother’s account to pay their credit card and power bills a few months ago. Her bank is Truist and they were NOT helpful at all at first.[/quote]

You open a second bank account (at another bank) with a small balance and use that to write checks against. Limit the risk. [/quote]

PP here. My mother's theft was via an electronic check. She doesn't send checks through the mail, in fact she doesn't really write any checks at all. We have no idea how the person got a hold of all her information to be able to pay off this power bill and credit card via electronic check, but Truist approved them.

Asking my almost 80 year old mother to have another bank account to keep small balances and write nonexistent checks wouldn't have prevented this.[/quote]

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