Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "How much is too much in liquid savings - debate with husband. "
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]My spouse and I are early 30s, make ~$315K a year combined. Between the two of us, I make ~$50K more a year and both jobs are relatively stable but his definitely more so (think nurse or police officer). No children but currently TTC. We own a home valued at $700K with $500K to pay off, and all housing costs (utilities, mortgage, property taxes, HOA) come to about $3300 a month. $500K in retirement, pretty even split between accounts, and $100K in liquid savings currently parked in a HYSA. I think this is way too much in liquid savings and have started pulling some of my contributions to the savings account into a brokerage. We aren’t planning to buy a new home until our hypothetical children are school age, and the ‘big’ expenses we’re anticipating in the next couple of years are a new HVAC and hot water heater. My husband disagrees and says he prefers to keep the money liquid in case of home repairs or job loss. What do you think? [/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics
