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Reply to "How best to budget under these circumstances?"
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[quote=Anonymous]We each have a separate checking account- but at the same Credit Union and we can transfer money to each other. We have shared savings accounts (Fidelity). Everything goes into Quicken. We set up our savings accounts and have a set amount that goes in them from our paychecks each pay period. Then, we just keep track of our spending on Quicken. Since almost nothing is cash anymore, it is fairly easy. Every once in awhile, we look at our spending patterns and see if something is inching up- but we don’t set specific amounts for housing, vacation, food……. We have an emergency fund roughly equivalent to 6 months of bills. [/quote]
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