Reply to How best to budget under these circumstances?

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[quote=Anonymous]We have separate finances, sort of, and it works fine. Like we have different checking, savings and retirement accounts. And two brokerage accounts. But there is full transparency and the accounts are really a function of inertia. They were all there before we got married. We have a joint estate plan.

OP imo you don’t need to be on the same page about money, but you do need transparency. If he doesn’t like to feel nickeled and dimed, maybe you can leave his spending to him and just have planned contributions to shared goals. Maybe you do the household purchasing, if you’re the one who cares more about grocery strategies and such, and he just pays half the bill for that card.

But I would definitely start with just transparency and data. When you have it, frame the conversation in terms of long term goals and target $$ saved or invested. Don’t hassle him about how he went to Starbucks three times on Tuesday. As long as he makes his monthly target for saving or investing or whatever, leave him alone. [/quote]

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