Reply to no fertility coverage, boss says company not big enough for insurance coverage. can this be true?

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Reply to "no fertility coverage, boss says company not big enough for insurance coverage. can this be true?"

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[quote=Anonymous]I think you'll find plenty of larger companies that also don't cover IVF. It does come down to money. For your company to get that kind of coverage, they would need to "buy" an insurance "package" with more bells and whistles, and that would mean more cost to them, and probably higher premiums for all employees.
OP, not sure how far along in the process you are. Have you looked into any shared risk options at the local infertility centers? I also needed ICSI, and due to our circumstances was able to qualify for a shared risk option. 
Still a ton of $$$ but DH and I looked at it as setting aside X amount of $ for child. Since we qualified for shared risk, we knew that if we didn't get a live birth, we could get the refund and try for adoption.
Good luck, OP. I'm pulling for you.
P.S. Maryland by law does cover some IVF. Not sure if it would be worth considering a move, but just thought I'd throw it out there. I live in VA, so Marylanders chime in with more details on this.[/quote]

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