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Infertility Support and Discussion
Reply to "no fertility coverage, boss says company not big enough for insurance coverage. can this be true?"
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[quote=Anonymous]I live and work in Washington, DC. Our insurance - which we have through my work - does not cover any fertility treatment. I have to get IVF with ICSI (very expensive!!!). I asked my boss to look into the possibility of providing me with some sort of coverage. He's relatively sympathetic, as he had a baby not too long ago after facing several years of fertility difficulties (though in the end conceived naturally). He spoke to our HR consultant, who spoke to our insurance broker, who apparently said we can't get coverage b/c our organization (a non-profit) is not big enough to get fertility coverage (we have about 25 people on staff)....I have trouble believing this. When I called CareFirst BlueCross BlueShield (our insurance), they told me it's up to the employer, but now my employer is telling me that our insurance broker says it's not possible (b/c we're not a "very large firm"). While my boss is sympathetic to my situation, I'm not convinced that our HR consultant, who is the contact for the insurance broker, is herself sympathetic (not that she is antagonistic, but I think she doesn't really care). Anyhow, this is a long-winded way of asking if folks have experience (either direct or indirect) with having fertility treatment covered by their insurance while working at a "small" organization/company (either in VA or DC, I know that MD has some kind of mandate). Or, if folks have suggestions as to how I'd find out more info on CareFirst fertility coverage in smaller organizations....I'd be very grateful. Thank you.[/quote]
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