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Reply to "I am surprised how easy it is to pay bills online with an electronic check!"
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[quote=Anonymous]One thing to know about having your bank mail checks is this. Typically, the bank deducts the money from your account on the date you ask the check to be sent. If the check is not received for some reason, the bank does not refund your money for 6 months. It's much easier to set up electronic payment that is sent/received the next day. You don't run into late fees due to mail delivery and you don't tie up your money when a check gets lost - which has happened to me a few times with large checks. Also, electronic pay is at least as secure if not more. If someone other than the recipient gets your electronic check and cashes it, you're out of luck. With electronic pay, that doesn't happen. [/quote]
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