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Reply to "If you lost your home & the assoc property with no compensation for it …"
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[quote=Anonymous][quote=Anonymous] This seems like doom fantasy to me - how common in title theft? It would seem that it would have to be paired with identity theft, which I know is now not uncommon, but I'm curious to know if title theft is now "a thing".[/quote] title theft is now a thing, but more often in unencumbered land. a fully paid-off house could also be vulnerable, whether you live there or not, but you would be more likely to notice folks driving by/trying to see a fake listing if you are occupying the house. a property with a lien is less likely to be targeted because the folks running these scams don't want to deal with a real title search/paying off a lien. so, i guess 1) keep a large mortgage in place 2) if not, make sure you have enhanced title insurance that protects against post transaction fraud or you could put in place your own lien against your property i guess. 🤷🏻♀️[/quote]
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