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Reply to "Should I pay off this student loan now or just stick to schedule?"
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[quote=Anonymous]If you are paying 3 percent, go ask ChatGPT about paying it off. My gut is, take what you can get per year in a HYSA or whatever. Then take off the state and local income taxes on the interest. Let's say tha is 25 percent. So 6% becomes 4.5%. So for 1.5% a year on your $21K how much more are you willing to pay to pay it off over years and years? Plug in numbers and see what they say. [/quote]
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