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Reply to "Should I pay off this student loan now or just stick to schedule?"
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[quote=Anonymous]I can never understand why people insist on dangling these loans around like they are actually disciplined enough to put the difference in a higher yield account. You can make more but are you actually making more? Or are you just spending the money? For what it’s worth, I paid off my loans well before savings rates reached their more recent highs. For most of my debt repayment period, I’d be lucky to get 2-3% in online savings, and I didn’t qualify for any loan interest deductions. I invested in the market some, but those weren’t the kind of years that made you want to go all in. (Hindsight is 20/20 but past performance is no guarantee of future returns and all that). Paying off my loans gave me long term peace of mind and guaranteed returns even if I did not maximize every cent. Id say throw whatever amount at it you wouldn’t miss and put a little extra in here and there until it’s paid off. [/quote]
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