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Reply to "Would you go 100% VT after maxing out Roth if you have a pension and start investing at 45?"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]Do you get social security? That should get you to 80k. [/quote] OP. No unfortunately I won't be eligible for SS and that's why I started panicking. As of now, pension will be my only retirement income. Thankfully I have 15 years to have a little extra to add to it. [/quote] Why aren't you eligible for SS? Everyone is eligible for it because you pay for it. I have never heard of this. That's insane. Are you sure? Do they take SS from your paycheck??[/quote] Many municipal workers with government pensions in the US do not pay into SS and therefore are not entitled to SS when they retire. This is becoming less common, but there are still lots of people in this category.[/quote]
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