Toggle navigation
Toggle navigation
Home
DCUM Forums
Nanny Forums
Events
About DCUM
Advertising
Search
Recent Topics
Hottest Topics
FAQs and Guidelines
Privacy Policy
Your current identity is: Anonymous
Login
Preview
Subject:
Forum Index
»
Money and Finances
Reply to "Would you go 100% VT after maxing out Roth if you have a pension and start investing at 45?"
Subject:
Emoticons
More smilies
Text Color:
Default
Dark Red
Red
Orange
Brown
Yellow
Green
Olive
Cyan
Blue
Dark Blue
Violet
White
Black
Font:
Very Small
Small
Normal
Big
Giant
Close Marks
[quote=Anonymous]With no SS, and therefore a "shortfall" of about $20k/yr on expected annual expenses, you might consider a very aggressive target-date fund that still has some (but not much) bond allocation. For example, VSVNX (Vanguard's 2070 fund) is about 91% stock funds. That's a lot of risk/return, but not 100%. The 2070 fund will gradually get more conservative with its balance, but it will always have more risk/return than a target-date fund that is closer to your actual retirement date. So you could probably just stay in VSVNX indefinitely, if you like that approach.[/quote]
Options
Disable HTML in this message
Disable BB Code in this message
Disable smilies in this message
Review message
Search
Recent Topics
Hottest Topics