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Travel Discussion
Reply to "Trip insurance"
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[quote=Anonymous]Yes, buy it under most circumstances. But, it may not need to cover every possible cost. If, for example, you have refundable airline tickets, no need to cover those. If you can cancel hotel reservations before arrival, without penalties, no need to cover those costs, either. It's most useful when you're buying a package vacation, like a cruise or land tour, where you're not booking hotels and transportation yourself, and you're bound by the tour operator's cancellation policies. It also may not make sense if the amount you stand to potentially lose is relatively modest, and losing it wouldn't pose much of a hardship. In that case you might choose to bear the risk yourself instead of shifting it to an insurance company. [/quote]
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