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Reply to "I did it! I finally have six months of savings in an emergency fund!"
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[quote=Anonymous][quote=Anonymous]I have been paycheck to paycheck for most of adult life and I finally, only now, in my mid 30s, have the recommended six month emergency fund set aside. This does not include retirement investments, this is just cold hard cash. I’ve only been able to do it by getting a promotion and sharing living expenses with a partner. I need to keep this fund growing because in event of a layoff, it can take often times a whole year to find a job. With severance and UI, I can safely say I have nine months funded. What’s the best way to grow an emergency fund? Should I have a CD ladder or shop around for a HYSA? Are HYSAs worth it with lowering interest rates these days? [/quote] That's awesome! Congratulations![/quote]
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