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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Hello , 
  I am new home owner have unfinished basement . I am thinking to finish basement so i can use more space. I talk to few license contractors who suggested we can finish basement without permit and many people are doing so as its really headache to deal with county inspectors. 
Please give me advise what is more beneficiary to do in long run. I am aware if i go with county permit there can be property tax increase . what are drawbacks or benefit do you see of not doing basement work with permit. quick search tells me if i dont do permit : resale value will be less , insurance can cause issue , if county find out they ask to tear down or do inspection with penalty.

Thank you [/quote]

Meh, I wouldn't bother with a permit.
My apartment building put storage cages in the building basement. No permit needed.

The unfinished basement is already a space documented in the deed and unlike the above example, a contiguous part of the habitable house. As long as it isnt' subdivided into separate enclosed rooms (which means fire egress issues), you are just doing a cosmetic job of finishing the walls.[/quote]
There’s a huge difference bt adding cages that don’t involve plumbing or electrical and finishing a basement. OP absolutely get the permits. You want the inspections for your safety and to keep the builders honest. I wouldn’t go w/ a contractor who offers to do it illegally. Imagine you have an electric fire or a plumbing leak or something load bearing isn’t done correctly and you end up with issues. Insurance wouldn’t need to cover any of those and your liability if someone gets hurt could be huge. [/quote]

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