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[quote=Anonymous]We're full pay, but I filled them out for both of my kids as freshmen, and did FAFSA most years after that. That's because we wanted access to federal student loans. Also worth considering... 1) are the forms required for merit consideration? 2) what happens if you have a sudden change in financial circumstances during the year? 3) if you do not apply as a freshman, can you apply in subsequent years? The answers to those questions differ from school to school.[/quote]
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