Reply to Wow the lack of financial education in this country is staggering

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[quote=Anonymous]I worked for minimum wage for nearly three decades living in DC as an immigrant. My SS statement shows that I have made ca $400k in total. Seems about right.
I have mad personal finance skills though. I counted my pennies even as a kid. We didn't even have banks in the old country. Imagine coming here and finding out that money is more than just paying for things. It's a powerful tool.
In 1997, I lived in section 8 in Columbia Heights. No need to read 'Evicted'. I have some idea what keeps poor people poor. Even the one guy with BA wasn't going to make it.
I had everything in me to get out of poverty within months, and they had none of it needed to get out. I had to leave them behind or I was going nowhere but down, specially mentally.
Nowadays, as I don't work much, I ponder, why the poor stay poor. I got about 60 reasons down and then it starts to overlap too much. 
I don't agree with everything in Nickel and Dimed. RIP, BE. She lucky I didn't go with her. I would have ruined it all. I can't even tell you how many times I wanted to yell at her through the book. After all, I had come out of being broke 3 times on low wage and 4th time from cc debt of $45k. 
Who the heck gives someone making minimum wage $50k in credit. Banks do. My ex put me in debt. Courts made him pay it back.
The other 3 times I moved between continents without money.
I am a single immigrant mother. I can tell you a sad immigrant story, but my kid would start laughing. His mom was never poor, she was broke. Thanks Dave C. for that. So true.

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