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Reply to "Want out of our lousy bubble-era mortgage - what are our odds?"
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[quote=Anonymous]Zillow's value was much lower than the value our lender used for our re-fi from the Freddie Mac home valuation tool (not something you can look up for yourself online). We used Aimloan.com's HARP mortgage program with a LTV ratio of about 90% and got a rate of 3.625%. You probably won't qualify for HARP because your mortgage don't sound like they're backed by Freddie or Fannie since you have an interest-only mortgage, but Aimloan does other types of mortgages. They were straightforward to deal with, although the company they contracted with to handle the closing was unprofessional. You don't have anything to lose by applying for refinancing, whoever you choose to work with! Hope you get a great rate![/quote]
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