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Reply to "Dentists out of all insurance networks"
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[quote=Anonymous][quote=Anonymous]My excellent dentist is out of network but our bills aren’t that much higher because dental plan copays are already high.[/quote] I only ever have a copay if I have dental work done. Cleanings and X-rays are always fully covered. The copay for fillings is decent -- usually a 50-70% discount over what it would be without insurance. For a time we had a dental HMO that was even better -- fillings were $40 and I got a root canal for less than 1k which is very, very good. However it was really hard to find providers who took the HMO so we went back to regular insurance and it is still worth it.[/quote]
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