Reply to Medicare and Supplemental ins ( FEP Blue) question

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Reply to "Medicare and Supplemental ins ( FEP Blue) question"

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[quote=Anonymous][quote=Anonymous]Not getting Medicare won't get you better coverage. Look at old EOBs from working days.

Some providers do mot contract with Medicare and sre out of network for CareFirst. In which case CareFirst will pick up some subject to deductibles, copays coinsurance and allowed amount and provider CAN balance bill.  Find out in advance. Advantage can be a better surgeon for example.

But lots of good doctors do take Medicare and CareFirst. Your BCBS will be similar.[/quote]
I’ll clarify.These providers do take CareFirst BCBS and Medicare. Medicare  is primary. I don't  owe anything else. Here's  my complaint:
Medicare pays basically nothing and so does  BCBS. Look above  on my post-they paid a ridiculous  amount for a surgery. BC also added  a tiny  amount. Sometimes BC doesn't  pay anything at all and claim  the practice has an agreement  with Medicare. Astonishing!

When we were BCBS as primary and Medicare  as secondary,  BC paid close to bill amount  and Medicare kicked in a bit. Now these providers really aren't  paid at all. I should have  stayed with just BCBS and not signed up with Medicare. 
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