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Reply to "Please HELP-Unemployed Spouse, is Bankr. the only option?"
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[quote=Anonymous]A few things- he might need to "dumb down" his resume for the jobs like Target where he is just trying to get some cash to get by. There is an in between - you can call your cc and explain to them your situation and let them know that you can't possibly pay the whole thing. They should reduce your bill. This will damage your credit, but it will work.[/quote]
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