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Reply to "Value of pension in net worth calculation"
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[quote=Anonymous][quote=Anonymous]If you have a pension, do you include the value of the vested benefit in your net worth calculation? We are not overly conservative meaning we typically include the estimated value of our home minus existing mortgage in our calculation.[/quote] I do not consider pension in my net worth. I only calculate for net worth awareness and interest I suppose. I just use our real estate equity, bank accounts, 401Ks, minus all of our debts. How would you include the pension? My financial advisor does not calculate net worth, but does use the pension for retirement planning estimating how much we will have to withdrawal from savings to after that to meet expenses. The pension is no where near close enough to live on. [/quote]
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