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Reply to "How many credit cards do you have?"
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[quote=Anonymous][quote=Anonymous]I have one, and my husband has one. Excellent credit, which is a different story than when my husband had multiple, and was always forgetting to pay something, or never quite had enough cash flow to cover everything every month. I'm not sure what the benefit is of having more than one?[/quote] To spread the repayment out in two chunks during the month, instead of having one single payment. I have an Am Ex because I get cash back, but also have a mastercard because a lot of merchants don't take Am Ex. Also if your account is hacked, you are without a credit card for the day or two it takes to send you a replacement.[/quote]
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