Reply to Parents are overwhelmed w/ selling house and downsizing

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[quote=Anonymous][b][quote=Anonymous][quote=Anonymous]Don’t want to be the bearer of bad news…but it’s likely too late for your parents.  Seems like around 75ish, elderly suffer from decision paralysis.  They will say all the right things, but it’s too late for them to actually do it.

[b]Save your sanity and stop trying to make it happen [/b]and spend your time finding the facility they will have to enter when an emergency forces the issue.[/quote]

This is where I'm at. I've talked, I've researched, I've gone to their house to take things away to donation, I've repeatedly and sincerely offered to move them near me or in with me, I've asked them to [/b]use the LTC insurance they pay for[b]. They don't want any of it. What they want is to not be in this situation, which is not an option.

I've given up. I'm just husbanding my energy for the inevitable health crisis. [/quote]

LTC insurance won’t apply unless they meet specific criteria showing they cannot complete basic life activities such as feeding or dressing themselves, bathing, toileting, etc…It doesn’t cover independent living and only assisted living if they need assistance with at least two of the basic life activities. [/quote]

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