Reply to Warning: FEDVIP and parents of college-age dependents

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[quote=Anonymous]We’ve had FEDVIP vision and dental coverage, in addition to BCBS FEP for 20+ years. My oldest child is a college senior and on the older side for her grade (fall birthday). In the late summer, about two months before her birthday, we got two letters in the mail— identical except one was for FEDVIP dental (we have MetLife) and the other for vision (we have VSP). They informed us that as of her 22nd birthday, she would no longer be covered by either of these plans as our dependent. Our regular medical insurance covers her till she’s 26 but the vision and dental plans stop at 22. So now she doesn’t have that coverage until she finds employment after graduation. (Working on it, but in her field applications are just opening.) Since she was away at school she wasn’t able to see our regular dentist and eye doctor before the coverage ended (she also wears both contacts and glasses). Fortunately she was able to use our BCBS medical insurance for a dental checkup and cleaning for just a $35 copay, but now we are waiting and crossing fingers that her teeth and eyes stay healthy till she’s got a job.

Just a word of warning because this caught us completely by surprise and I’m sure there are other Feds in the same position. [/quote]

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