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Money and Finances
Reply to "Trying to negotiate a debt with collection agency"
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[quote=Anonymous] Unless she feels a moral obligation to pay, she doesn't actually have to pay the debt as the statute of limitations have expired. It was a 10 year old debt and It was likely on her credit report for seven years so for the past three years its off her report. I would just leave it alone or offer them a settlement.[/quote]
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