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Reply to "Does having two incomes affect how much you have in an emergency fund?"
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[quote=Anonymous]No. As pointed out above, the emergency fund is based on how much it costs for us to live per month. And it is cheaper when one of us is unemployed. In 2009 when I was unemployed I cut our monthly expensive by about 1/3 because I was able to spend a lot more time coupon hunting, cooking at home (we ate out a lot back then). I usually eat lunch out at work, but then I was eating lunch at home every day. I also saved money on gas not commuting daily. I now know that the monthly rate for our emergency fund is about 75% of what I had thought it would be.[/quote]
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