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Reply to "Do we really need an emergency fund?"
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[quote=Anonymous][quote=Anonymous]yes, you need some emergency fund, maybe three months. I would up your retirement savings pronto. [/quote] We do aim to normally have about 3 months, but things have been tighter lately so we're not saving as much. We both have pensions (police officer and teacher), so it is hard for me to know how much additionally we should be saving. We don't plan to move so we would have long paid off our mortgage by the time we're eligible to retire.[/quote]
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