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Reply to "2025 Budget Wrap Up"
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[quote=Anonymous][quote=Anonymous]I don't really know how to give feedback on your spending without knowing income/savings rate. If you're not saving anything for retirement or anything then you are doing a terrible job prioritizing. If you're saving $60k/year on top of these numbers you're killing it. The discretionary seems kind of high but also reasonable given you don't have a mortgage, but health spending seems low for a couple old enough to have a college student (who is also, presumably, still on your insurance?). Overall, good job. [/quote] Saving was about $61,500 across 401k’s, HSA, and Roth IRAs. That’s out of pocket spending on medical. I pay premiums out of my paycheck. Approx $5,000 a year or $600 more monthly for family med, dental, vision insurance. [/quote]
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