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Reply to "Credit Card available credit goes from 15K to 50K"
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[quote=Anonymous][quote=Anonymous]Wait you have cards from 10 different companies? 12 cards is high but within reason, but why so many companies? Anyway, yes sometimes card issuers will give you a credit increase on their own. You can always call and ask them to put it back to the lower number. Because you already have so much credit, this won't really affect your score either way.[/quote] Credit Karma says that 11-20 open accounts is "fair" and 21+ is excellent, so 12 credit cards is not high. Why would she ask to lower her available credit. The more credit she has, the lower the utilization, the higher her credit score. I don't think you know what you are talking about.[/quote]
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