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Reply to "When to use insurance and when not to and pay out of pocket?"
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[quote=Anonymous][quote=Anonymous]Strategy when to use insurance and when not to?? Do you all do some tests with and some without insurance? MRI with insurance - $3800 MRI without insurance costs - $1100 What do you all do when it comes to expensive tests like these? When I look at the estimates for no insurance, if I had not used insurance for all my tests this year I would have saved 2K.[/quote] I've never seen a cash pay MRI price that is significantly than the insurance reimbursement. Is the "insurance price" at a tertiary care center and the standalone price at some "imaging center" with fly by night radiologists? And of course, paying cash that doesn't count towards your deductible is nuts, esp when you have a choice. [/quote]
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