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[quote=Anonymous][quote=Anonymous]I know we're been very fortunate. But until recently, the prospect of limited future wages had not suggested itself. Although we haven't lived beyond our means, we haven't exactly had to budget expenses, either. We could discuss this with our accountant, but it hasn't been a conversation I've wanted to have since he/she also works with many current colleagues from work. [/quote] Sounds like we're in a situation similar to you. We just had a fee-only certified financial planner look through every single facet of our financial lives, complete with retirement scenarios. Best $2500 we ever spent. I'd highly recommend you do the same. I just looked on the Internet for a CFP who didn't want to take over and manage all our $$ and who had a conveniently-located office. [/quote]
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