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Reply to "Need a Financial Advisor"
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[quote=Anonymous]OP, you don't need one. Finances is something you learn and then pass the knowledge down to your kids. It's like you are looking for a cook instead of learning to cook and teaching your kids how to cook. No advisor knows your personal situation better than you. I have had to undo their recommendation twice. Don't over fund 529 and retirement accounts (unless Roth IRA). Those are restricted accounts with many fees and rules.There's nothing wrong with a regular investment account where you invest in VOO, VTI, QQQ, or any good etf of your choice with forever holding period. Because of your ages, you need to know more about taxes and retirement.The Power of Zero by DM is a very good book to read. The Simple Path to Wealth is also a good book if you are starting out now. The book is not for me, but it is for most people. If I had allowed someone else to be in charge of my finances, I'd still be working. I'm 48. I learned more from mistakes than from successes. My kids will not make the same mistakes I made. It is going to save them lot of money over time. Don't let someone else do it for you. Do it with DH as he should have a lot of time to read soon. [/quote]
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