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[quote=Anonymous] I would ask him what he would like to do as the lifetime beneficiary for the 1M and let him have at it. Let him know that you will be leaving that extra 1M you got to the kids, so he shouldn't worry about spending as much as he wants. Your mom's thinking was very reasonable. Mama thought you both should be comfortable with the 1.5M each, but she did not want to leave the other 2M directly to the grand kids just in case you and your brother need it. So she left 1M to you, knowing you will leave it to your kids if you don't use it, and then left 1M to your brother making sure that the remainder goes to her grandkids if he doesn't need all of it. Smart plan![/quote]
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