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[quote=Anonymous]DH has a potential job opportunity at a top, publicly traded company in his field.  We moved from the DMV for his current job about 5 years ago, when our kids were tiny; now both are in elementary school.  The company is doing very well, but does not really give good raises, is privately owned, and DH is not confident in the top leadership.  Our COL is relatively low, our mortgage rate is in the 2s, and we are happy where we live.  We are concerned about wealth building and saving for retirement... we will be more than fine, but if DH continues to hustle and move up the corporate ladder, we could potentially have a really nice retirement (in our opinion) and set our kids up for their own success (i.e. full pay for any college (not just the instate option) and help with a downpayment on a house).

Current situation: DH makes about 280k + bonus, which is about 60k; I make about 30k doing per diem nursing and all of the childcare. When the kids are older, I will go back to full-time work and make around 80k+.  Mortgage is 3k per month with a great rate. We have about 700k of equity in our house, thanks to the drastic increase in housing prices in our area over the last 5 years.

Potential situation: DH would be making in the low 300s, similar bonus probably around 60k, but since this is a large publicly traded company, he would get close to 100k of stock each year on top of this (which would fully vest in 1/3rds so after 3 years he can fully access it).  New area, I would say, probably has a slightly higher cost of living, plus the mortgage rates are much higher now.  Using the Redfin calculator, if we use 500k equity from this house to purchase a comparable house there our mortgage would likely be around $5000 per month instead of $3000.  My job would likely be similar there, though I do intend to go back to work full-time at some point.

So essentially, do we uproot our lives for the stock?

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