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Reply to "Confused by Roth 401k"
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Just put everything in Roth.[/quote] You can’t do this with an income over the threshold.[/quote] Perhaps I should have said put all your contributions in your Roth 401K. Roth 401(k) contribution limits are the same as the traditional 401(k) contribution limits. The Roth 401(k) contribution limit is $23,500 in 2025. People aged 50 and older can contribute an extra $7,500 as a catch-up contribution. Due to the Secure 2.0 Act, those aged 60, 61, 62 and 63 get a higher catch-up contribution of $11,250. In 2026, the contribution limit is $24,500, with a catch-up contribution of $8,000. Those aged 60, 61, 62, and 63 will have the same higher-catch up contribution of $11,250. [/quote]
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