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Reply to "Max out TSP, but make too much for Roth IRAs. How else do we save for retirement?"
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[quote=Anonymous]We are two fed employees. HHI $215K. We max out our TSPs, but we make too much to contribute to a Roth IRA. We also can't deduct contributions to a Traditional IRA. But should we be putting money in a Traditional IRA anyway? Or focus on other non-retirement investments? We have an emergency fund, save money in a 529 for our DS, and have several miscellaneous mutual fund accounts. I guess we could increase our money in any of those accounts, but I'm feeling like we need to catch up a little in the retirement area after reading some of the other threads. We are 35 and 37 with almost $200K in our two TSP accounts and about $100K in our Roth IRA accounts, which we started when we weren't making as much.[/quote]
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