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Reply to "Accident insurance, hospital indemnity, etc…"
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[quote=Anonymous]Starting a new job and filling out the new hire election of benefits… new employer offers a bunch of add-on policies from Aflac. These aren’t things I have with my current employer — stuff like catastrophic accident insurance, hospital indemnity, etc. Do I need any of this? 40F and the breadwinner, covering my same age husband and 11 year old kid. Employer has standard health insurance (electing HDHP with HSA which is what I do now), long and short term disability, and 1 year salary life insurance (I have my own separate policy). Help. I have no idea what any of this is…. [/quote]
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