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Reply to "If my 80 year old parents crash their brand new SUV a few days after purchasing..."
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[quote=Anonymous]Insurance pays the owner for the car repairs, or for the market value of the car if it was totaled. The car loan still exists and will need to be paid off or else the loan will default resulting in liens and credit issues for the person who holds the car loan. Nobody cares about how much money you put down. [/quote]
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