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Reply to "How does anyone find a job that pays enough to afford a home here?"
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[quote=Anonymous]You don’t need to make $500k to buy a million dollar house. Our house is $860k and we bought with a HHI of $175k. No family $ or help. We had saved a $100k down payment over about 3 years. Our take home was about $11k a month, and our PITI is about $5k. So yeah, a huge chunk of our money, but that’s life. With higher interest rates now (this was a couple years ago) your PITI would be more like $6500. But that’s still doable with a $200k or $250k salary. You just need to accept that a huge chunk of your take home pay will go to your mortgage. I don’t know anyone who has bought in the last 5-10 years in this area whose house cost only double their income. Around here, it’s more like 4x. [/quote]
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