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[quote=Anonymous][quote=Anonymous]Ideally you should get Medicaid to match Medicare and then your premiums are taken care of. Not possible with higher SS benefits I guess [/quote]

Yes, many of us are not medicaid eligible (which is a good thing...I suspect many on DCUM will not be medicaid eligible)

Yes don't get Medicare advantage, get a Gap Plan.  Right now the Medigap G plan seems to be the best.  It covers the most and all you have to pay is your $257 Part B deducible.

After that, everything is covered.  Most importantly the Medigap G (and most of them) extend your hospital coverage beyond 60 days, and covers up to a year.  So if something really bad happens and you need to be in the hospital (not a skilled nursing facility ) over 60 days you don't get stuck paying $400+ per day.  
In my VHCOLA, most of the G plans are $200-260 per month per person.  But well worth that to essentially pay nothing but the $257 and then everything is covered for doctors visits/hospital/medical tests/etc.  I figure at 65+, we will likely have 1-2 incidents per year that require more than just a single doctors visit.  [/quote]

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